You think the days have passed when seniors survived on dog and cat food? Media hype may have moved on but the practice continues. In today’s workforce 62% have no retirement coverage, 42% have no savings for retirement; 85% of all workers have nothing set aside specifically for old age. Social Security represents 49% of all elderly income. For 75% of 43 million retired workers, Social Security is more than half their income. Maybe that’s you. For 32%, Social Security is their only income. Could be that’s you too. Average Social Security income is about $1,000 a month. Many do not even get that. Are you making it on $12,000 to $17,000 a year? If not, this book is for you.