It is a story of how harmless credit card EMIs can get a stranglehold over a person's life. There is no end to the game of one-upmanship and one inevitably tumbles into an abyss of debt and despair. A friend then does something audacious and risky to rescue his trapped friend. Does he succeed or does he join him in the abyss? EMI is Overdue, is an exciting short story about infatuation, ego and friendship.